Partners
Jennifer Rogers
Managing Attorney
Jennifer Rogers
Managing Attorney
Jennifer Rogers serves as Managing Attorney and brings seventeen years of experience representing mortgage lenders and servicers in real estate law, title curative matters, civil litigation, bankruptcy, creditor’s rights, and both residential and commercial foreclosure and eviction actions. She has led teams of attorneys and staff within firms providing comprehensive default services to the mortgage servicing industry.
Ms. Rogers is a frequent speaker at mortgage‑default industry conferences, presenting on litigation, foreclosure, evictions, and creditor’s rights. She is a founding member of the Colorado Creditor’s Bar Association and is licensed to practice law in Colorado.
Danette Baldacci
Managing Attorney
Danette Baldacci
Managing Attorney
Danette Baldacci has twenty‑three years of experience focused on creditor’s rights, default services, business law, and real estate. She has represented banks and servicers in residential and commercial real estate matters, default and collection actions, loss mitigation, structured settlement transfers, and litigation throughout Wyoming and South Dakota.
Ms. Baldacci has also established and managed consolidated default‑service operations for law firms across multiple jurisdictions, including New Mexico, Nevada, Arizona, Utah, North Dakota, South Dakota, Montana, Wyoming, and Panama City, Panama. She is licensed to practice law in Wyoming and South Dakota.
Attorneys
Jennifer Isom
Attorney
Jennifer Isom
Attorney
Jennie Isom serves as an attorney with the firm and brings eleven years of experience representing mortgage lenders and servicers in real estate law, including title curative matters, civil litigation, bankruptcy, creditor’s rights, foreclosure, replevin, collateral recovery, and landlord/tenant and mobile home park eviction actions. She has experience handling both routine and complex matters and has represented creditors in state, federal, and tribal courts.
Jennie is actively involved in the legal community and currently serves on the Albuquerque Bar Association Board and is a member of the Legal League Education Committee. During law school, she was recognized for her ethical integrity with the Felix Briones Award and received the Clinical Honors Award for her work on complex cases. She is licensed to practice law in New Mexico and in the United States District Court for the District of New Mexico.
Ben Krugliak
Attorney
Ben Krugliak
Attorney
Ben Krugliak serves as an attorney with the firm and brings six years of experience focusing on collateral recovery and security interest protection for automotive lenders. His practice emphasizes creditor rights and the efficient resolution of matters through litigation and related legal processes.
Ben utilizes a refined system that allows for quick action in initiating litigation, ensuring timely and effective handling of client matters. He is committed to providing responsive, professional service that protects client interests and supports successful outcomes. Ben is licensed in California.
Kate Leason
Attorney
Kate Leason
Attorney
Kate Leason serves as an attorney with the firm and brings twenty-five years of experience in the collections industry, including credit card and student loan collections, collateral recovery, foreclosures, and lender representation. Her practice also encompasses bankruptcy, post-judgment collections, evictions, and litigation. Kate began her legal career as a paralegal before attending law school, and she previously earned a master’s in library science, serving as a reference librarian and adjunct law professor in Florida.
Kate is recognized for her representation of homeowner associations in collections and foreclosure of association liens and has more than ten years of experience representing creditors in bankruptcy proceedings. She has presented extensively on collections and foreclosure matters to audiences including HOA board members, community managers, and community members. Kate is licensed to practice law in Colorado state and federal courts and is admitted to practice before the United States Supreme Court.
Lucketta McMahon
Attorney
Lucketta McMahon
Attorney
Lucky McMahon serves as an attorney with the firm and brings twenty-two years of legal experience, including sixteen years focused on the default services arena. Her practice emphasizes creditor representation, with expertise in bankruptcy, collateral recovery, evictions, litigation, residential and commercial foreclosure, contracts, and title issue resolution. She is licensed to practice in Wyoming and Arkansas and has extensive experience in negotiations, due diligence, compliance, and litigation related to mortgage default and collateral recovery matters.
Lucky takes an open, professional approach to client service, prioritizing clear communication and collaboration to understand each client’s ultimate goals and identify practical strategies to achieve them. Her experience and dedication to tailored solutions enable her to deliver efficient and effective representation across a wide range of creditor-focused matters.
Danny Oh
Attorney
Danny Oh
Attorney
Danny Oh serves as an attorney with the firm and brings more than sixteen years of experience in mortgage lending, consumer financial services, and commercial finance. Before entering the legal profession, he worked extensively in origination, underwriting, licensing, regulatory compliance, and multistate mortgage lender and broker licensing. His legal practice focuses on real estate and creditor-side litigation, including judicial foreclosures, collateral recovery. Danny leverages his operational and regulatory background to support servicers, lenders, and lienholders through every stage of the litigation process.
Danny has deep knowledge of both federal and state lending laws, including FCRA, FDCPA, TILA, RESPA, ECOA, HMDA, HOBR, and licensing compliance. His broader experience includes franchise compliance, SBA financing, debt resolution, identity theft recovery, and pre-litigation consumer finance matters. Known for his clear and practical approach, he prioritizes efficiency, timely work, and consistent communication while safeguarding client assets, maintaining lien rights, and supporting effective recovery efforts. Danny is licensed in California.
Jolene Puckett
Attorney
Jolene Puckett
Attorney
Jolene Puckett serves as an attorney with the firm and her focus is on collateral recovery, evictions, bankruptcy, and residential and commercial foreclosure matters. She is known for her strong client communication, efficient case management, and ability to ensure prompt file progression.
Jolene maintains a client-centered and results oriented approach to her legal practice. She holds a Certificate of Achievement in Leadership Development through the American Legal & Financial Network Junior Professionals & Executives Group (JPEG), reflecting her commitment to leadership and professional growth. Jolene is license in Arizona and Illinois.
Jacqueline Serrao
Attorney
Jacqueline Serrao
Attorney
Jacqueline D. Serrao serves as an attorney with the firm and brings sixteen years of experience practicing law in California. Her practice focuses on all aspects of foreclosure, including litigation, post-foreclosure evictions, and secured creditor rights in bankruptcy. She is known for her ability to analyze existing and emerging law to achieve client objectives.
Ms. Serrao emphasizes collaborative attorney-client communication, providing clear insights and guidance to ensure informed decision-making and effective resolutions.
Andrew Yarrington
Attorney
Andrew Yarrington
Attorney
Andrew Yarrington serves as an attorney with the firm and brings more than twenty years of experience representing creditors in bankruptcy, foreclosure, and complex litigation matters. His practice focuses on creditors’ rights, including commercial litigation, creditors’ remedies, and regulatory compliance, with significant experience in both state and federal courts. He has played a key role in shaping New Mexico foreclosure law, particularly with respect to standing to enforce promissory notes in bankruptcy and state court proceedings.
Andrew concentrates his practice on foreclosure and bankruptcy matters, with an emphasis on complex litigation involving creditor-related claims under federal and state law, including RESPA, the Fair Credit Reporting Act, the Truth in Lending Act, and the New Mexico Home Loan Protection Act. He is licensed to practice law in New Mexico and in the United States District Court for the District of New Mexico.
Directors
Yvette Ylagan
Director of Operations
Yvette Ylagan
Director of Operations
Yvette Ylagan oversees the firm’s end‑to‑end operations and client‑facing business functions. She brings more than twenty years of management experience in default servicing operations and foreclosure disposition programs. Her background includes risk management, procedural development, and process optimization across bankruptcy, foreclosure, and eviction portfolios on a regional scale.
Most recently, Ms. Ylagan led the development and expansion of a third‑party sales program providing auction disposition services for defaulted properties. Her operational insight and industry expertise continue to be instrumental in delivering exceptional service to the firm’s clients.
Stephanie Loh-Ternate
Eviction Manager
Stephanie Loh-Ternate
Eviction Manager
<p data-start="0" data-end="769">Stephanie is a seasoned professional with over 24 years of experience, specializing in nationwide eviction management and related post-sale bankruptcy cases and litigation oversight. She supervises eviction services across multiple jurisdictions, including Arizona, California, Colorado, Idaho, Nevada, New Mexico, and Wyoming, with a strong focus on ensuring compliance with federal laws such as the Servicemembers’ Civil Relief Act, as well as state and local tenant protection regulations, including rent control. With more than two decades of hands-on experience, Stephanie has overseen upwards of twenty-seven thousand eviction cases, supporting financial institutions, mortgage servicing companies, and property owners in managing complex eviction portfolios.</p>
<p data-start="771" data-end="1502" data-is-last-node="" data-is-only-node="">Known for a strong commitment to client service,Stephanie takes a collaborative, results-driven approach by working closely with clients to guide them through each stage of the process. She provides a dedicated point of contact who understands each client’s portfolio, processes, and business objectives, helping to streamline operations and improve efficiency. By coordinating directly with eviction counsel across multiple jurisdictions and client vendors, [Name] helps mitigate risk and deliver practical, tailored legal solutions. Stephanie holds a Bachelor of Arts in Asian American Studies from the University of California, Irvine, as well as a Bachelor of Arts in Interior Design from the Interior Designers Institute.</p>